Wallets vs. accounts: why institutional crypto adoption demands a mindset shift

John Wu, President of Ava Labs the Avalanche developer, discusses the need to break down silos for digital assets in this opinion piece.

In financial services, innovation often stalls not because of technological limitations, but because of a reluctance to change a widely entrenched mindset. While institutional adoption of blockchain and digital assets is now rapidly picking up pace, this challenge has been present since the outset. The barriers aren’t purely technological – they’re conceptual. To fully realize the promise of crypto, financial institutions must confront a fundamental operational shift: moving from an account-based world to a wallet-based one.

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